Treasury Management

Put your idle treasury cash to work

Manna lets European companies earn up to 15% annual return on unused cash — via standard SEPA bank transfer, in minutes. No complexity, no lock-up, no surprises.

SEPA bank transfer · No minimum · Withdraw anytime
Lumis GmbH
Arken BV
Solvera SRL
Vantiq AG
Corelo OÜ
Breva SA
Why Finance Teams Choose Manna

Everything your treasury needs.
Nothing it doesn't.

Up to 15% annual return

Your idle treasury earns a competitive annual return — automatically, every day. No action needed after your initial transfer.

Returns shown are variable and may change.

Standard SEPA bank transfer

Fund your account just like any bank transfer. Provide your accountant with an IBAN and reference — that's it. No new banking relationship required.

No lock-up. Withdraw anytime.

Your funds are never locked. Request a withdrawal and receive your full balance — including returns — in your business account within one business day.

Getting Started

Earning returns in three steps

01

Create your company account

Sign up with your business email. We verify your company in minutes — no lengthy onboarding paperwork.

02

Send a SEPA bank transfer

We give you a unique IBAN and payment reference. Transfer any amount from your business bank account — just like a normal supplier payment.

03

Earn returns from day one

Your balance starts earning immediately. View your daily accrual, request withdrawals, and manage your treasury from your dashboard.

Security & Compliance

Bank-grade security.
Built for business.

Manna is designed to meet the compliance and security standards European finance teams expect. Your funds are held with regulated custodians and your data is protected under EU law.

Read our security overview →
Regulated custodian

Your funds are held with EU-regulated financial institutions, separate from Manna's operating accounts.

GDPR compliant

All data is processed and stored in the EU. We never sell your data.

Bank-level encryption

256-bit encryption in transit and at rest. SOC 2 Type II audit in progress.

Audited yield strategy

Yield powered by YO Protocol’s yoEUR vault — rated B (Good) by Exponential.fi.

Your idle cash could be earning 15% today

Join 500+ European finance teams already using Manna. No lengthy onboarding. No crypto. Just returns.

Get started — it's free
Free to create an account · No minimum balance · Cancel anytime